Volume 6 - Article 13 | Pages 355–382  

To Tie the Knot or Not: Cohabitation, Marriage and Individuals' Attitudes to Risk

By Padma Rao Sahib, Xinhua Gu

Abstract

This paper introduces imperfect information, learning, and risk aversion in a two sided matching model. The model provides a theoretical framework for the commonly occurring phenomenon of cohabitation followed by marriage, and is consistent with empirical findings on these institutions.
The paper has three major results. First, individuals set higher standards for marriage than for cohabitation. When the true worth of a cohabiting partner is revealed, some cohabiting unions are converted into marriage while others are not. Second, individuals cohabit within classes. Third, the premium that compensates individuals for the higher risk involved in marriage over a cohabiting partnership is derived. This premium can be decomposed into two parts. The first part is a function of the individual's level of risk aversion, while the second part is a function of the difference in risk between marriage and cohabitation.

Author’s Affiliation

Most recent similar articles in Demographic Research

The partnership context of first parenthood – and how it varies by parental class and birth cohort in the United Kingdom
Volume 53 - Article 16    | Keywords: cohabitation, cohort analysis, event history, event history analysis, family formation, intergenerational inequality, marriage, parental socio-economic status, parenthood, single parenthood, United Kingdom

Gendered labor market adjustments around marital and cohabiting union transitions during Europe’s early cohabitation diffusion
Volume 53 - Article 15    | Keywords: adult equivalent household income, cohabitation, employment income, gender inequalities, hours worked, intra-household specialization, marriage, union transitions

Where do we go from here? Partnership-parenthood trajectories of cohabitation as first union during young adulthood in the United States
Volume 53 - Article 9    | Keywords: cohabitation, family inequality, fertility, marriage, race/ethnicity, transition to adulthood, union formation, United States of America

The changing inter-relationship between partnership dynamics and fertility trends in Europe and the United States: A review
Volume 52 - Article 7    | Keywords: childbearing, Europe, family complexity, fertility, fertility, marriage, partnership, United States of America

Unmarried motherhood and infant health: The role of intimate partner violence in Colombia
Volume 52 - Article 6    | Keywords: cohabitation, Colombia, infant health, intimate partner violence, low birthweight, partnership status