@article{Delcheva1997, author = {Delcheva, E. and Balabanova, D. and McKee, M.}, title= {Under-the-counter payments for health care: Evidence from Bulgaria}, year = {1997}, doi = {10.1016/S0168-8510(97)00061-4}, journal = {Health Policy}, volume = {42}, number = {2}, pages = {89--100}, }