@techreport{Gelb2022, author = {Gelb, A. and Giri, A. and Mukherjee, A. and Rautela, R. and Thapliyal, M. and Webster, B.}, title= {Beyond India’s lockdown: PMGKY benefits during the COVID-19 crisis and the state of digital payments, center for global development}, year = {2022}, publisher = {Center for Global Development}, address = {Washington, D.C.}, institution = {CGD Policy Paper 257}, }