@article{Van de Ven1981,
author = {Van de Ven, W.P.M.M. and Van Praag, B.M.S.},
title= {The demand for deductibles in private health insurance},
year = {1981},
doi = {10.1016/0304-4076(81)90028-2},
journal = {Journal of Econometrics},
volume = {17},
number = {2},
pages = {229--252},
}