@article{Ashby2008,
author = {Ashby, K.J. and Burgoyne, CB.},
title= {Separate financial entities?: Beyond categories of money management},
year = {2008},
doi = {10.1016/j.socec.2006.12.035},
journal = {The Journal of Socio-Economics},
volume = {37},
number = {2},
pages = {458--480},
}