@article{Millet2003,
author = {Millet, C.},
title= {How Undergraduate Loan Debt Affects Application and Enrollment in Graduate or First Professional School },
year = {2003},
doi = {10.1353/jhe.2003.0030},
journal = {Journal of Higher Education},
volume = {74},
number = {4},
pages = {386--427},
}