@article{Breen2014,
author = {Breen, R. and Werfhorst, H.G. and Jæger, M.M.},
title= {Deciding under doubt: A theory of risk aversion, time discounting preferences, and educational decision-making},
year = {2014},
doi = {10.1093/esr/jcu039},
volume = {30},
number = {2},
pages = {258--270},
}